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Risk-Free Yield Curve Rate. This week’s interest rates have gone so high comparing to the last week’s. But one-year issued Treasury Bills seem just better when we take a look at the rates. The numbers seem like they have not been affected by the fluctuation of recent days. The risk-free rate of return is the interest rate an investor can expect to earn on an investment that carries zero risk. In practice, the risk-free rate is commonly considered to equal to the interest paid on a 3-month government Treasury bill, generally the safest investment an investor can make.